Create a Plaid verification

Verify an ACH account by providing the raw balance and transaction data from Plaid.

Parameters

---

type

enum

The type of verification.

Possible enum values

plaid

Required

---

plaid

object

Object containing account data from Plaid

Required

---

plaid.balances

object

The raw balance data received from Plaid. See account balances.

Required

---

plaid.transactions

object[]

The a list of the raw transaction data received from Plaid. See account transactions

Required

---

Returns

---

Returns the verification associated with the id.

cURL

POST /accounts/:account_id/verification

curl https://production.methodfi.com/accounts/acc_b9q2XVAnNFbp3/verification \
  -X POST \
  -H "Authorization: Bearer sk_WyZEWVfTcH7GqmPzUPk65Vjc" \
  -H "Content-Type: application/json" \
  -d '{
    "type": "plaid",
    "plaid": {
      "balances" : {
        "available" : 100,
        "current" : 110,
        "iso_currency_code" : "USD",
        "limit" : null,
        "unofficial_currency_code" : null
      },
      "transactions": [
        {
            "account_id" : "NEramQK7DjHx863vG8xPuEqE9ojkN4HWkNbQe",
            "account_owner" : null,
            "amount" : 5.4,
            "authorized_date" : null,
            "category" : [...],
            "category_id" : "22016000",
            "date" : "2021-10-07",
            "iso_currency_code" : "USD",
            "location" : {...},
            "merchant_name" : "Uber",
            "name" : "Uber 063015 SF**POOL**",
            "payment_channel" : "in store",
            "payment_meta" : {...},
            "pending" : false,
            ...
        },
        ...
      ]
    }
  }'

Node.js

POST /accounts/:account_id/verification

const verification = await method
  .accounts('acc_b9q2XVAnNFbp3')
  .verification
  .create({
    type: 'plaid',
    plaid: {
      balances: {
        available : 100,
        current : 110,
        iso_currency_code : 'USD',
        limit : null,
        unofficial_currency_code : null,
      },
      transactions: [
        ...
      ],
    },
  });

Python

POST /accounts/:account_id/verification

verification = method
  .accounts('acc_b9q2XVAnNFbp3')
  .verification
  .create({
    'type': 'plaid',
    'plaid': {
      'balances': {
        'available': 100,
        'current': 110,
        'iso_currency_code': 'USD',
        'limit': None,
        'unofficial_currency_code': None
      },
      'transactions': [
        ...
      ]
    }
  })

RESPONSE

{
  "id": "vrf_73TAQ8njUFsLJ",
  "status": "verified",
  "type": "plaid",
  "error": null,
  "initiated_at": "1970-01-01T00:00:00.000Z",
  "pending_at": "1970-01-01T00:00:00.000Z",
  "verified_at": "2021-10-12T21:23:48.447Z",
  "disabled_at": "1970-01-01T00:00:00.000Z",
  "created_at": "2021-10-12T21:23:48.449Z",
  "updated_at": "2021-10-12T21:23:48.449Z"
}